Our team is well positioned to assist with the structure and placement of Life, Accident & Health products for affinity groups and/or on a treaty reinsurance basis.
Products include:-
Commonly purchased by employers for the benefit of their staff, this coverage enables dependents to cope with the inevitable financial obligations that arise should the assured suffer disability or death.
Medical expenses coverage.
Covers financial obligations in the event that the Insured persons cannot work due to illness, injury or redundancy and as a consequence, suffers loss of earnings.
Pays out a tax-free sum of money if an insured person is diagnosed as having a serious or terminal illness that totally and permanently prevents them from working.
Covers businesses against the possibility of a key person being unable to work in the event of death, disability or critical illness.
This product relates to individuals who have borrowed funds, for example, mortgages, car and personal loans, and pays out if the insured dies by natural or accidental causes, or becomes disabled within the repayment period.