Crop

Crops being harvested
Crop Insurance is the protection for Farmers for the loss of their growing investment as a result of abnormal weather events.

Perils:  
  • Drought 
  • Flood 
  • Hail 
  • Wind 
  • Frost  
  • Pests and Disease can be considered

Insurance Cover: 
  • Crop Hail insurance 
  • Hail and other named perils
  • Multi – Peril insurance – All major perils which might have an adverse effect on farm yield or revenues, subject to standard exclusions

Sum Insured:  
  • Expected yield per acre 
  • Yield can be measured via an index