Our Warranty, GAP and Creditor Products

Warranty
Provides manufacturers and customers with protection against warranted equipment faults. Extended warranty programmes are also available.

Guaranteed Asset Protection (GAP)
Swinglehurst can arrange GAP cover through a number of products that are designed to cover the gap between a vehicle's sale value and its write-off value, and take into consideration whether a vehicle has been bought under a finance agreement or by a single lump sum payment. These options include:

• Financial GAP which pays the shortfall between the customer's car insurance settlement and the amount outstanding under the finance agreement
• Invoice Price Protection which pays the difference between the customer's car insurance settlement and the invoice price the customer originally paid for the vehicle
• Vehicle Replacement Insurance which pays the difference between the customer's car insurance settlement and the price of a replacement vehicle

Creditor Insurance
This cover alleviates the financial commitments of an individual or their dependents if they are unable to work as a result of an accident, illness, or death. Swinglehurst can arrange a number of different types of cover, which subject to policy terms of coverage, pays the policy holder a scheduled monthly repayment in the event of:

• Accident only; Accident and Sickness; Accident, Sickness and Involuntary Unemployment and
• Life Insurance to cover the loan balance outstanding in the event of the death of the insured

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