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Aquaculture Insurance Products

Fish Mortality Insurance (including live fish transits)

The standard perils for Onshore/Offshore risks are as follows:

  • Pollution
  • Theft, predators
  • Predation or physical damage caused by predators or other aquatic organisms (but not by sea lice or other ectoparasites).
  • Storm, lightning, flooding, tidal wave, collision, sudden and unforeseen structural failure of equipment
  • Drought, fire, lightning, explosion, earthquake.
  • Freezing, supercooling, ice damage.
  • Deoxygenation due to competing biological activity or to changes in the physical or chemical condition of the water, including upwelling and high water temperature.
  • Any other change in concentration of the normal chemical constituents of the water, including change in pH or salinity.
  • Disease
  • Mechanical breakdown or accidental damage to machinery and other installations
  • Electrical breakdown, failure or interruption of the electricity supply, electrocution

Hull - Working Craft, Support Vessels, Equipment & Cages Covers (optional coverage)

  • Perils of the seas, rivers, lakes or other navigable waters
  • Fire, lightning, explosion
  • Theft
  • Contact with land conveyance
  • Accidents in loading / discharging
  • Negligence of repairers
  • Malicious acts

Cargo Covers (optional coverage)

  • Fire or explosion
  • Overturning or derailment of land conveyance
  • Discharge at a port of distress